A Unique Lender Providing Unique Facilities: Loans £5m-£250m

October 28, 2021

American Hedge Fund with $36 billion Assets Under Management...

We have access to an American Hedge Fund with $36 billion Assets Under Management. This fund has a philosophy of structuring a funding facility to suit the needs of the SME client. The profile of such facilities is outlined below:

• Minimum loan £5 million

• Maximum loan £250 million

• Maximum term for 5 years

• Interest rate range from 3% per annum to 7% per annum

• Interest only facility available

Typical security required are:

- Receivables/Debtors

- Inventory/Stock

- Plant & Machinery

- Real Estate

• No asset class mix restrictions

• All SME sectors considered

• Additional cash-flow lends considered

• SME's located in U.K, Europe, Scandinavia and North America

Funding Situations:

- Mergers and Acquisitions

- Refinance to release capital

- Turnaround/Restructuring/Insolvency

- Special Situations

- Event/Change Driven Scenarios

- Bridging back to stable position

- Shortfall with current borrowing

Examples of SME's assisted are as follows:

A major import/wholesaler was in trouble due to Covid. There was a requirement for flexibility in relation to the receivables/debtors facility because some customers would not pay until 200 days had lapsed. The fund created a unique facility concerning the debtors as well as providing a revolving credit facility secured by the inventory/stock in the warehouses situated in the USA, U.K and Europe.

A management team wish to buy out the owners of the company. This funder provided a flexible facility secured upon the debtors, the stock, the plant and machinery and the building. In addition to this a term loan facility based upon the EBITDA of the business.

A 2 year term was provided secured upon a portfolio of hospitality businesses to free up capital for the SME to refurbish the properties with the intention of refinancing after 2 years by way of a more traditional term loan.

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