Innovative Development Facilities up to £5 million

• 100% Funding - We have a senior debt provider who will provide senior debt up to 75% LTGDV and equity on a second charge loan from one of the lender's equity partners.

• Vendor Deferred - Where a landowner is happy to defer some of the purchase price of the land, a senior debt provider will allow the landowner to take a second charge behind the senior debt provider. Furthermore, the senior debt provider will view the deferred element as a contribution by the developer and provide the rest of the funding. Hence 100% funding.

• Lending Against Planning Gain - If a developer secures a site through an option agreement and obtains Planning Consent for the land, a senior debt provider will provide 100% of the land purchase price and 100% of the build costs. The senior debt provider will view the planning costs to date and the enhanced value as the developer's contribution to the project.